Credit:
http://www.carinsurance101.com/what-happens-if-my-deductible-is-higher-than-my-repair-cost/#.Ur2CwY1Q3W4
http://www.carsdirect.com/car-insurance/how-to-negotiate-with-car-insurance-adjusters
http://www.dmv.org/insurance/tips-for-filing-a-car-insurance-claim.php
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